1. 1. I agree that the 30-Day Money Back Guarantee begins the day I receive the email containing access to my official first lesson and I agree that I need to show my work on the lessons to be reimbursed. 2. 2. If you are under the care of a physician, therapist or counselor for your psychological well being, you agree to get a letter of consent from your doctor or physician, and submit to admin@nancykerner.com before beginning the course. 13 + 5 = Next